• A way that fits your needs – tailor your cover by yourself to your specific requirements.

• Buy only the Points you need, Read How it works.

• Interest-free monthly/weekly payments with fractional administration fees for your membership—change your payment or requirements at no cost.

• Unlimited membership changes – your membership can be easily adapted to your changing circumstances.

To use our services you need to have a membership!

• All items purchased are sent free of charge to our members.

• All items purchased have free returns and refunds within 3 days of receiving your product.

• Collect points every week/month or top-up to use for our protection program or buy products.

• Buy points to have the privilege of sick pay with 100 pounds a day.

• Work loss is covered by the points you purchased up to 3000 pounds.

• ENJOY MORE BENEFITS COMING WITH EVERY YEAR FOR OUR MEMBERS.

**All Products, Benefits & Services provided are subject to terms and conditions**

WHO CAN JOIN?

You are eligible to join if you are in full-time employment, part-time employment or self-employed except the following occupations which are not  eligible to join:-

Legal Professionals - Architects and Town Planners - Surveyors -  Librarians - Related Professionals - Media Professionals / Artistic -  Literary and Media Occupations - Hairdressers and Related Services.

Adult relatives living at the same address as an existing member are also eligible to join.